109. Class 1 — Accident
(1) Contracts of Insurance providing fixed pecuniary benefits or benefits in the nature of the indemnity, or a combination of both, against risks of the person insured —
(a) sustaining injury as the result of an accident or of an accident of a specified class;
(b) dying as the result of an accident or of an accident of a specified class; or
(c) becoming incapacitated in the consequence of disease or of disease of a specified class;
inclusive of contracts relating to industrial injury and occupational disease.