6.6.3

Factors relating to the impact of a contravention committed by an individual include:

(a) the level of benefit gained or loss avoided, or intended to be gained or avoided, by the individual from the contravention;
(b) the loss or risk of loss, as a whole, caused to clients, investors or other market users in general;
(c) the loss or risk of loss caused to individual clients, investors or other market users;
(d) whether the contravention had an effect on particularly vulnerable people, whether intentionally or otherwise;
(e) the distress or inconvenience caused to clients; and
(f) whether the contravention had an adverse effect on orderliness of, or confidence in, markets and, if so, how serious that effect was.